• Personal Loans*

    LINE OF CREDIT 
    With many of the same functions as a credit card, a line of credit features a pre-approved, open-end revolving loan available with a variable interest rate.
    Payment amounts are based on a fiveyear payoff and are calculated from the date of the last advance.
    PERSONAL LOAN 
    This is a loan established for a predetermined period of time with specific loan payments. The rate is fixed for the term of the loan and maximum term is 72 months.**
    SHARE-SECURED LOAN 
    Obtain a loan at an attractive rate using the funds in your Savings Account (excluding your IRA) as collateral.
    SHARE CERTIFICATE LOAN
    Use the money in your Share Certificate (excluding your IRA) as security. The
    rate is fixed for the term of the loan. The maximum term cannot exceed the certificate’s maturity date.
    *All loans subject to credit approval. **Example: 72 monthly payments of $18.53 per $1,000 borrowed.
    CONSOLIDATION LOAN
    This assists in consolidating external debts into one loan for a set term with specific loan payments.
    STUDENT LENDING 
    Navigating the in-school and out-of-school lending journey can be confusing and costly. If you’re looking for private lending options, we may have just what you need.
    • In-School Lending Option An Education Line of Credit helps you manage tuition, books, board — all the expenses of secondary or private school, college and trade school.
    • Out-of-School Lending Option Refinance and Consolidation options help you combine your existing private and federal student loans after graduation into one manageable loan payment.
    For more information, visit AACreditUnion.org/ student-lending.

  • Financial and Retirement Planning

    Your American Airlines Credit Union membership offers you access to unique opportunities to invest for the future through the Flagship Financial Group.*
    At Flagship Financial Group (FFG), we specialize in guiding you toward your best financial future. Whether you need to grow a savings for college, protect your assets with insurance or plan for retirement, FFG can help you.
    What kind of planning can we help you with?
    • Financial planning 
    • Long-term care planning
    • Retirement planning 
    • Insurance planning
    • Education planning
    You can never start preparing for retirement too early, and it’s never too late to start either. Whether you’re ahead of the schedule, behind or have no schedule at all, FFG is here for you. We work with you to develop a custom financial plan specific to you and the needs of your family.
    To schedule a complimentary consultation with an FFG advisor, call (877) TEAM FFG /(877) 832-6334 or visit us online at FFG.AACreditUnion.org.
    * Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. American Airlines Federal Credit Union and Flagship Financial Group are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Flagship Financial Group, and may also be employees of American Airlines Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, American Airlines Federal Credit Union or Flagship Financial Group. Securities and insurance offered through LPL or its affiliates are:
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