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Business Services
We’ve got business solutions for your business needs
PRIMARY BUSINESS CHECKING ACCOUNTS
Take advantage of this unique account that offers no monthly service fee, requires a $25 minimum balance and pays dividends!
Features and Benefits
• $25 minimum balance
• No monthly service fee*
• Dividends paid on every account (APY is tiered based on an average daily balance.)**
BUSINESS SAVINGS (SHARE) ACCOUNTS
Take advantage of our convenient Share Accounts for competitive returns for your business’ short-term savings needs.
Features and Benefits
• $25 minimum to open, plus one-time $1 membership fee
• No monthly service fee
• Dividends paid on every account (APY is tiered based on average daily balance)**
• An overdraft protection source option
BUSINESS LOAN PRODUCTS †
With Business Services at American Airlines Federal Credit Union, you get more choices. Our loan products offer competitive rates and exclusive benefits for your business.
Features and Benefits
• Auto loans
• Business aircraft loans
• Business boat/vessel loans
• Equipment loans
• Investment property loans
• Commercial real estate loans
• Business line of credit loan
VISA® BUSINESS PLATINUM CREDIT CARD
Our low-rate rewards card enables business owners† to control their business expenses by allowing multiple cards under one account, ATM access around the world and the ability to earn Connection Points.
* Member-initiated fees may apply, refer to business fee schedule for details. ** APY is Annual Percentage Yield. Member must be in good standing for account to be eligible. Dividend period is calendar month. APY and dividend rates are subject to change monthly as determined by the American Airlines Credit Union Board of Directors. Dividends will be paid on the average daily balance to Business Checking and Share Accounts maintaining a minimum of $25.00 during the calendar month. Fees may reduce earnings on account. Ask the Credit Union for details.
† Small-business owners must have at least two years’ business history to be eligible for a business loan. Speak with a Business Service Representative for more details.
Visa is a registered trademark of Visa International Service Association.
† † Connection Points powered by CURewards®.
For more information about our Business Services accounts and loan products, visit us at AACreditUnion.org/banking/ business-services or speak with a Business Services Representative at (800) 533-0035, Ext. 4123.
Personal Loans*
LINE OF CREDIT
With many of the same functions as a credit card, a line of credit features a pre-approved, open-end revolving loan available with a variable interest rate.
Payment amounts are based on a fiveyear payoff and are calculated from the date of the last advance.
PERSONAL LOAN
This is a loan established for a predetermined period of time with specific loan payments. The rate is fixed for the term of the loan and maximum term is 72 months.**
SHARE-SECURED LOAN
Obtain a loan at an attractive rate using the funds in your Savings Account (excluding your IRA) as collateral.
SHARE CERTIFICATE LOAN
Use the money in your Share Certificate (excluding your IRA) as security. The
rate is fixed for the term of the loan. The maximum term cannot exceed the certificate’s maturity date.
*All loans subject to credit approval. **Example: 72 monthly payments of $18.53 per $1,000 borrowed.
CONSOLIDATION LOAN
This assists in consolidating external debts into one loan for a set term with specific loan payments.
STUDENT LENDING
Navigating the in-school and out-of-school lending journey can be confusing and costly. If you’re looking for private lending options, we may have just what you need.
• In-School Lending Option An Education Line of Credit helps you manage tuition, books, board — all the expenses of secondary or private school, college and trade school.
• Out-of-School Lending Option Refinance and Consolidation options help you combine your existing private and federal student loans after graduation into one manageable loan payment.
For more information, visit AACreditUnion.org/ student-lending.
Financial Wellness
We’re here to assist you on your journey toward financial freedom. Financial education has always been one of our staples, but our Financial Wellness program allows us to help our members in so many new ways, including:
• The Navigator* Our new web portal will serve as your online, interactive guide to help improve your personal financial knowledge and direct your financial path.
• Wellness Check-Up Enjoy the opportunity to meet with a Financial Wellness Coach/Advocate to help you maintain momentum and rise above credit issues.
• Credit Monitoring We’ve teamed with SavvyMoney® to offer this free service to keep your finances on your planned path.
• Educational Seminars These complimentary events provide the information you need to make the difference between a good plan and a great plan.
To learn more, stop by a branch near you, visit us online at FinancialWellness. AACreditUnion.org or call us at (833) FIN WELL (833-346-9355).
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Business Services

Personal Loans*

Financial Wellness