Other Vehicle Loans
In addition to great financing on new and used cars and trucks, we also offer attractive financing on a variety of recreational vehicles.
Visit us online at AACreditUnion.org/auto or call (800) 533-0035 for more information.
Value-Added Benefits
Before you drive that new car off the lot, take a minute to think about the responsibilities that come with it. If something were to prevent you from working, how would you cover the expenses associated with owning a vehicle. American Airlines Federal Credit Union offers value-added services designed to help protect you, your car and your loan.Protect yourself and your familywith Credit Life and Disability Insurance*.You are your most valuable asset, and if a debilitating or life-threatening event sidelines you from working, Credit Life and Credit Disability (CLCD) Insurance may help free you and your family from financial burden.Protect your vehiclewith extended warranty** repair coverage on new and eligible pre-owned vehicles.Prepare for the day after your car’s manufacturer warranty expires with a Vehicle Service Agreement (VSA). This extended coverage for auto repair includes things like towing, car rental and roadside assistance.Remember that coverage is crucial, especially for a pre-owned vehicle, as it covers anything mechanically or electrically related. There are different packages and terms that can be tailored to a member’s needs.This service can be added at any time, even if your vehicle is financed elsewhere.Protect your loanwith Guaranteed Asset Protection (GAP) † .GAP offers peace of mind should you ever become upside down on your loan. If your car is deemed a total loss, for example, and insurance only pays you $10,000, but you still owe $15,000 on the loan, GAP may reduce or eliminate the difference.The Credit Union can also loan members up to 125% of the loan-to-value on the vehicle to ensure those products are easily funded.
Visit us online at AACreditUnion.org/planning/ protect-insurance for more information.
* Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. ** Mechanical breakdown insurance is available in Alaska, Maine, Massachusetts, Oregon and California. † Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with Us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.CDCL, GAP-2982358.1-0320-0422Credit Cards
Our Visa® Platinum cards offer more choices, great rates and exclusive benefits.Compare the cards below to determine which one is best for you:
PLATINUM BENEFITS INCLUDE:• Lower APR*• Greater global protection and enhanced fraud protection with Chip-Enabled Technology• Protection from fraudulent charges with Zero Fraud Liability**• Travel with peace of mind knowing you have $500,000 in Travel Accident Insurance• When renting a car, know you’re protected with Auto Rental Collision Insurance• Travel and Emergency Assistance puts you in touch with the appropriate emergency services should the need ariseONLINE SAFETYRemember, American Airlines Federal Credit Union will never call and ask you to provide personal information such as your Social Security number or the three-digit CVV number on the back of your debit or credit card over the phone. If someone calls asking for personal data, even from a familiar number, this may be an act of “spoofing,” or someone disguising themselves as a trusted source in order to fool you into revealing your info.
* As of 1/1/2021, the current nonpromotional variable Annual Percentage Rate (APR) for purchases, balance transfers and cash advances is based on creditworthiness and ranges from: Visa Platinum: 7.00%–12.24%, Visa Platinum Rewards: 8.50%–14.24%, Visa Platinum Secured: 12.24%.If you default under your card agreement with us, we may increase your APR to the fixed default APR which equals 18.00%. The APR will vary with the market based on the Prime Rate and is subject to change after the account is opened. Annual fee: $0. Balance transfer fee: $0.Cash advance fee: $2. Minimum finance charge: $.50 except where prohibited by law. Foreign transaction fee: 1% of transaction amount after its conversion to U.S. dollars. There is no fee for the Rewards card. Connection Points powered by CURewards®. ** Zero Liability Policy does not apply to ATM transactions, to PIN transactions not processed by Visa, or if you were negligent or fraudulent in the handling of your card, including failure to report loss or fraud in a timely manner.†Must have the American Airlines Credit Union Visa Platinum Rewards Credit Card or Platinum Starter Card to earn Connection Points on Debit Card purchases — valid only on Flagship Checking accounts.Visa is a registered trademark of Visa International Service Association.
STILL CAN’T DECIDE WHICH CARD TO GET? LET US HELP YOU.Platinum Low-Rate Credit CardPay off your balance quickly with a very low interest rate.Platinum Rewards Credit CardEarn big rewards and get more for every dollar you spend:• Earn one (1) Connection Point for each dollar ($1) spent in purchases.• Earn one (1) Connection Point for every three dollars ($3) spent in purchases with your Visa Debit Card† † .• Redeem Connection Points for rewards like gift cards, cruises, hotel stays, air travel and brand-name merchandise.Platinum Secured Credit CardThis card can help build or rebuild your credit history. Secure funds in an interest-bearing American Airlines Credit Union savings account to enjoy the convenience of a credit card.FACT:Our members spent more than$15 millionin international debit and credit card purchases last year.
