Buying used?Examine vehicle history.You found the vehicle that you want to buy, but do you know the vehicle’s history? Don’t buy a used car or truck without researching the vehicle’s unique Vehicle Identification Number (VIN).A Vehicle History Report (VHR) can expose several facts about vehicles that can substantially lower values and seriously compromise vehicle safety, including flood damage, salvaged ve- hicles (vehicles declared total losses by insurers, subsequently repaired and then issued salvaged vehicle titles), vehicles that have been stolen and subsequently recovered and vehicles with rolled-back odometers.For more tips and information, visit a loan officer or call (800) 533-0035.