Youth & Y oung AdultsThe Credit Union offers the following services to our young adult members:Share Account (Savings) If you are new to the Credit Union, all you need to join is $6. This includes your one-time $1 membership fee and a $5 minimum deposit. Our share account pays you back a higher than average dividend than most banks. See our Rate and Fee Schedule for more information.Dream Plan Share Certificates Commit to your future by setting aside a small amount of money each month. With a monthly deposit as little as $25, you can watch your savings grow.Federally insured by NC UA