Checking AccountsThere are a number of checking options when you do business with us. All of them offer no monthly service fees or provide easy ways to avoid one.ASCEND CHECKINGEnjoy checkless banking that helps you stay in control of your finances.• No monthly service fees with direct deposit of $250 or more• Stay in control — no overdraft protection• Mobile deposit access1 SIMPLIFIED CHECKINGPRIORITY CHECKINGEnjoy additional benefits for doing a few simple things each month.3 • No monthly service fee• No minimum balance Qualified benefits include: - Up to $20 in ATM fee rebates - Premium dividend rate4 -Monthly foreign transaction fee rebate on international purchasesALL CHECKING ACCOUNT FEATURES• Mobile and online banking with mobile deposit• Free bill pay• Direct deposit discount on select loans• Visa® debit card with chip-enabled technology• Online card management (including travel notifications and card on/off)• Mobile wallet payment options• Zero liability for unauthorized debit card transactions7 • 24/7 debit card fraud monitoring• Unlimited access to Credit Union and in-network ATMsFLAGSHIP CHECKINGPerfect for members who carry a higher balance and want to earn additional benefits.• No monthly service fee with $750 minimum daily balance• Monthly dividend• One Connection Point™ for every $3 spent2 • Wire funds domestically with no fees (up to two wires a month)• First eight non-network ATM transactions free• Foreign transaction fee rebate on international purchases• Our highest debit card spending limits• Our highest mobile deposit limit A PREMIUM EXPERIENCEUCHECKING CHECKINGFor younger members ages 13-255 , this account was custom designed with their lifestyle in mind.• No monthly service fee• No minimum balance requirement Qualified benefits include6 : -Up to $15 in ATM fee rebatesEVERYDAY CHECKING YOUTH ACCOUNT1 Mobile services require web access. Message and data rates may apply. Check with your mobile provider.2 Must have the American Airlines Credit Union Visa Platinum Rewards credit card to earn Connection Points on debit card purchases — valid only on Flagship Checking accounts.3 To qualify for upgraded Priority Checking benefits on a monthly basis you must have a minimum of 15 debit card purchases posted per month, maintain a direct deposit of $250 or more and enroll in online statements.4 APY is Annual Percentage Yield. Fees may reduce earnings on the account. Priority Checking dividend is calculated by average daily balance. Member must be in good standing to be eligible. No minimum deposit to open account. No minimum balance required. Please see our rate and fee schedule for more information. All checking accounts subject to credit approval.5 Members under 18 years of age will require a joint owner at least 18 or older to open a uChecking Account. Subject to credit approval.6 To qualify for upgraded UChecking benefits you must have a minimum of fifteen (15) debit card purchases posted per month and enroll in online statements.7 Zero Liability Policy does not apply to ATM transactions, PIN transactions not processed by Visa, or if you were negligent or fraudulent in the handling of your card, including failure to report loss or theft in a timely manner.Connection Points powered by CURewards®.Visit us online at AACreditUnion.org/checking or call (800) 533-0035 for more information.